Fixtures, Chattels and Rental Equipment in an Ontario Home Sale: What Stays, What Goes, and What You Take Over
In Ontario, fixtures stay with the house unless the agreement of purchase and sale excludes them. Chattels leave with the seller unless the agreement includes them. That is the default, and the agreement is where it actually gets settled. Rented or financed equipment is a third category. A water hea
Closing Day in Ontario: What Actually Happens, and When You Get the Keys
Most buyers picture closing day as a moment. You sign something, you get the keys, you move in. In practice it is a relay, and you are the last runner. Money has to land in the right trust account, documents have to register at the land registry, and only then does anyone hand over a key. Here is wh
Title Insurance in Ontario: What It Actually Covers, and What It Doesn't
Title insurance protects your legal ownership of a property. It does not protect the building. If a previous owner left an unpaid lien, built a deck without a permit, or someone registered a fraudulent transfer against the property, that is the territory title insurance is built for. A leaking roof
Dan Jutai
Phone:+1(613) 818-6227